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Tom Harding

Saving Faith Described

Romans 4:16-25
Tom Harding December, 14 2025 Audio
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Romans 4:16-25
Therefore it is of faith, that it might be by grace; to the end the promise might be sure to all the seed; not to that only which is of the law, but to that also which is of the faith of Abraham; who is the father of us all,
17 ¶ (As it is written, I have made thee a father of many nations,) before him whom he believed, even God, who quickeneth the dead, and calleth those things which be not as though they were.
18 Who against hope believed in hope, that he might become the father of many nations, according to that which was spoken, So shall thy seed be.
19 And being not weak in faith, he considered not his own body now dead, when he was about an hundred years old, neither yet the deadness of Sara's womb:
20 He staggered not at the promise of God through unbelief; but was strong in faith, giving glory to God;
21 And being fully persuaded that, what he had promised, he was able also to perform.
22 And therefore it was imputed to him for righteousness.
23 ¶ Now it was not written for his sake alone, that it was imputed to him;
24 But for us also, to whom it shall be imputed, if we believe on him that raised up Jesus our Lord from the dead;
25 Who was delivered for our offences, and was raised again for our justification.

In his sermon "Saving Faith Described," Tom Harding expounds on the nature and significance of true saving faith as depicted in Romans 4:16-25. He asserts that this faith is the sole means of justification before God, grounded in the grace and promises of God. Harding outlines that true saving faith believes God, remains steadfast in hope despite difficulties, and seeks its foundation solely in the Word of God. He supports his arguments with a variety of Scripture references, particularly focusing on Abraham's faith as a model of justification and emphasizing that both Old and New Testament believers are unified in justification through faith in Jesus Christ. The sermon highlights the importance of recognizing true saving faith as a gift from God, which ultimately glorifies Him by trusting in His promises for salvation.

Key Quotes

“Therefore, it is of faith, that is salvation, being justified before God is all of faith, that it might be by grace, sovereign grace, to this end, to this purpose...”

“True saving faith looks beyond the difficulties. Impossibilities are for men. Nothing is impossible with God.”

“True saving faith receives Christ, who is the Lord, our righteousness. Not because we have strong faith, but rather because we have right, true faith, the faith of God's elect.”

“True saving faith has but one object, one foundation, the promise of God, which is the Word of God.”

What does the Bible say about saving faith?

The Bible describes saving faith as the means by which believers are justified before God, reliant solely on God's grace and promises.

Saving faith is depicted in Romans 4:16-25 as a divine gift that allows believers to receive the righteousness of Christ. It emphasizes that salvation is attained not through human effort, but through faith in God's promises, just as Abraham's faith was credited to him as righteousness. This faith is directed solely at the Lord Jesus Christ and rooted in the assurance of God's truth as revealed in Scripture. Ephesians 2:8-9 affirms that this faith is not of ourselves but is a gift from God, showcasing the centrality of grace in salvation.

Romans 4:16-25, Ephesians 2:8-9

How do we know faith is a gift from God?

Faith is depicted in Ephesians 2:8-9 as a gift from God, affirming that we cannot muster true faith on our own.

According to Ephesians 2:8-9, we are saved by grace through faith, which is not from ourselves but is the gift of God. This theological concept underscores that human beings, in their fallen nature, cannot produce the faith necessary for salvation without divine intervention. The sovereignty of God means that He grants faith to those whom He has chosen, enabling them to believe in the gospel of Jesus Christ. Thus, faith is a result of God's grace and is fundamentally linked to the believer's election, confirming that salvation originates in God's purpose rather than human merit.

Ephesians 2:8-9

Why is believing God's promises important for Christians?

Believing God's promises is crucial because it forms the foundation of true saving faith and assures believers of their salvation.

Believing God's promises is highlighted in Romans 4:18-21, where Abraham's faith is exemplified as trusting in promises that seemed impossible. This reliance on God's word is essential for all Christians, as it not only affirms the integrity of God's character but also provides hope amid life's trials. The promise of salvation through Christ assures believers of their righteousness and eternal life, which are foundational to their faith and hope. By meditating on and clinging to God's promises, Christians can navigate challenges with confidence, knowing that God is faithful to fulfill His word.

Romans 4:18-21, Hebrews 10:23

How does true saving faith respond to challenges?

True saving faith looks beyond challenges, trusting in God's ability to fulfill His promises regardless of circumstances.

True saving faith, as illustrated in Romans 4:19, is characterized by a refusal to be disheartened by overwhelming circumstances. Abraham did not consider his physical limitations; instead, he focused on God's promise and power. This principle applies to all believers today, encouraging them to trust in God's promises despite daunting situations. Through faith, Christians acknowledge the sovereignty of God, who is able to do the impossible. This perspective strengthens their resolve in the face of adversity, fostering a deeper dependence on Christ and the assurance of His promises, which remain true regardless of human limitations.

Romans 4:19, Matthew 19:26

Sermon Transcript

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Please turn with me in your Bible this morning for our study to Romans chapter 4, Romans chapter 4, verse 16, and let's read this verse together. Romans 4, 16. Therefore, it is of faith, that is salvation, being justified before God is all of faith, that it might be by grace, sovereign grace, to this end, to this purpose, that the promise of God, that the promise might be sure to all the elect of God. Not only to that which is of the law, but to that also which is of the faith of Abraham. Salvation is certain and sure to all who believe the gospel of the Lord Jesus Christ.

Now we find here in Romans chapter 4, in these concluding verses in chapter 4, we see a good description of God-given faith. How do I know that my faith is true saving faith, like that of Abraham, that faith that justifies before God? good description of God-given faith. God has so designed and designated faith as the only means to receive the Lord Jesus Christ as our salvation, as our righteousness. Saving faith looks exclusively to the Lord Jesus Christ, and we know that this faith of God's elect, this faith of God is the gift of God. We read in Ephesians chapter 2, for by grace are you saved through faith, and that not of yourselves, it is the gift of God. So we see the importance of faith. It says Abraham believed God, it was counted to him for righteousness.

Now how do I know? Here's why I want to I asked this morning, and I want you to consider, how do I know my faith is true, saving faith like that of Abraham that justifies? Well, in the conclusion of Romans chapter 4, verse 17, down through verse 25, I believe God gives us a description of true, saving faith. True, saving faith, verse 17 we read, believes God. Abraham, as it is written, God said, I've made thee a father of many nations before him, before God, whom he believed, even God, who quickens the dead and calls those things that be not as though they were. Saving faith believes God. Without faith, it is impossible to believe God. Saving faith believes God as he's revealed in the word of God. Two things are given here in verse 17. This saving faith believes God who gives life to the dead. That is, he is the almighty God. You hath he quickened who were dead in trespasses and in sin. Our Lord Jesus Christ is described in John 17 as the sovereign Lord who gives life to as many as a father hath given him. So saving faith looks to not just a God, but the living true God. This is eternal life, that we might know thee, the only true God who gives life to dead sinners, who declares, it says in verse 17, declares the end from the beginning. Saving faith believes God as he's revealed in the word, who declares the end from the beginning. Known unto God are all his works from the beginning.

Now read on here. We're talking about and describing true saving faith. And asking ourselves this question this morning, is my faith that faith of God's elect, this true saving faith. Secondly, true saving faith's foundation is the word of God alone. Notice verse 17, this phrase in verse 18, rather, who against hope believed in hope that he might become the father of many nations. At this time when God made this promise to Abraham, he was fatherless. But he says, according to that which was spoken. His hope was based upon and his faith was based upon the word of God. According to that which was spoken. There is no hope apart from the true hope revealed in the word of God, the promise of God of salvation in Christ. We have a good hope through grace, says in 2 Thessalonians 2, 16. Now read on in verse 19, truth, saving, faith, looks beyond the difficulties. to the author of faith, our Lord Jesus Christ.

It says in verse 19 of Romans 4, again another description of truth-saving faith, and being not weak in faith, he considered not his own body now dead. Truth-saving faith looks beyond the difficulties. Abraham considered not his own body dead. Naturally speaking, as far as conceiving and bearing children, giving children, Sarah and Abraham, Sarah was 90 years old. Abraham was 100 years old. When he was about 100 years old, neither yet the deadness of Sarah's womb.

True saving faith looks beyond the difficulties. He considered not his own situation, his own body. He reasoned not of his own personal difficulties. Abraham was 100 years old. Sarah was 90 years old. Reason and nature would say, well, it's impossible to have a child, but not with God. Saving faith looks to the promise, looks to God who promised and does not see the difficulties. With God, all things are possible. Impossibilities are for men. Nothing is impossible with God.

Something else we see in verse 20, Romans 4 verse 20, another description of true saving faith. Abraham staggered not at the promise of God to unbelief that was strong in faith giving glory to God. True saving faith glorifies God in salvation. True faith does not waver, does not stagger, does not doubt the promise or purpose of God. We have no reason not to believe God. We read in 2 Corinthians 1 20, all the promises of God are in him, yea, Yes and amen. The word of God declares that salvation is in the Lord Jesus Christ. Neither is there salvation in any other. No other name under heaven given among men whereby we must be saved. Acts 4.12.

True saving faith glorifies God, believes God, and finds no reason not to trust Christ for all of salvation. God has declared that salvation is in Christ. This salvation in Christ glorifies God in all of his attributes of holiness, justice, love, truth, and mercy. Galatians 6.14 declares, God forbid I should glory save in Jesus Christ crucified. True saving faith does not stagger at the promise of God. Through unbelief, but strong in faith, giving glory to God. Salvation in the Lord Jesus Christ gives all the glory to God alone.

Furthermore, verse 21, another description of true saving faith, being fully persuaded that what God had promised, God was able to perform. True saving faith is fully persuaded and assured, totally confident, Fully and strongly convinced that God is able, that God is able to do all He promised. Of all that He has promised, there has not one promise of God failed. He is able to bring to pass all He promised. We read in Hebrews 7, 25, He's able to save to the uttermost all that come to God by Him. Saving faith, trust God who is able. Again, we read in Jude 1, 24, he's able to keep us from falling and to present us faultless before the presence of God's glory with exceeding joy.

True saving faith is fully persuaded that God is able to save me for the Lord Jesus Christ's sake. Furthermore, we read in verse 22 another description of true saving faith, and therefore it was imputed to him for righteousness. True saving faith receives Christ, who is the Lord, our righteousness. Not because we have strong faith, but rather because we have right, true faith, the faith of God's elect, the faith that's a gift of God. We receive Christ who justifies us by God-given faith. God will bless and trust those who believe Christ. He that believeth on the Son hath everlasting life. True saving faith receives Christ alone as the sole cause, reason, and ground in hope of our justification before God.

Again, we read another description in Romans chapter 4, verse 23, 24, and 25. True saving faith has but one object, one foundation, the promise of God, which is the Word of God. Now it says, look at verse 23 of Romans 4, now it was not written for his sake alone, This was all not written just to tell us about historical Abraham, that it was imputed to him. God holds forth Abraham as a pattern of justification, a pattern of how God saves sinners.

But this is written for us also, to whom it shall be imputed, that is, salvation reckoned and given. to us seeing that we do believe on him that raised up Jesus our Lord from the dead. Old Testament believers and New Testament believers are all justified the same way by faith in the Lord Jesus Christ. We believe through the grace of the Lord Jesus Christ that God will save sinners, Acts 15, 11.

It describes this one who is our Savior The Lord Jesus Christ was raised from the dead. And faith looks to the risen, exalted Lord of glory. It says in verse 25, who was delivered, delivered for our offenses, delivered because of our sin. and was raised again because he justified us. True saving faith has but one object, one foundation, one ground. That is the Lord Jesus Christ who was delivered for us.

We know that Judas betrayed him and delivered him into the hands of the Pharisees, and the Pharisees sold him out to Pilate, and Pilate delivered him to be crucified. But, my friend, it was God who determined from all eternity, God, according to His determinate counsel and foreknowledge, He delivered him up. to be crucified. Our Lord said, no man takes my life from me, but I lay it down of my own power.

True saving faith looks to this one who is delivered by the determinate counsel of God to die as a sinner's substitute to make satisfaction unto God. He was delivered for our offenses, our sins. Now, he had no sin of his own. He did no sin. He knew no sin. He was a sinless man. But there at Calvary, God made him to be sin for us, the just for the unjust, that we might be brought unto God justly. Only the blood sacrifice of Jesus Christ could take away our sin. We're justified by his blood. by his sacrifice.

Now notice this, true saving faith looks to Christ alone, the one who was delivered by the determinate counsel of God, the one who was delivered for our sins, the sin of God's people. Christ died for the church, he saved his church from their sin, but my friend, he didn't stay there, he was raised again because he justified us. Raised again. because he justified us at Calvary, because Christ made full satisfaction for the sins of God's people for his church. When he by himself purged our sin, he sat down at the right hand of God, fully paid our debt, death has no claim on him nor on any believer. Sin demands death, the wages of sin is death, but righteousness being established demands life, his and all those for whom he died.

So then, true, saving faith looks to the glorious, victorious, living, risen Lord. Does this describe your faith? This is the faith of God's elect. Well, I pray the Lord will give you grace to see how important and how necessary God-given faith is. Let's look to the Lord Jesus Christ from Romans chapter 4.
Tom Harding
About Tom Harding
Tom Harding is pastor of Zebulon Grace Church located at 6088 Zebulon Highway, Pikeville, Kentucky 41501. You may also contact him by telephone at (606) 631-9053, or e-mail taharding@mikrotec.com. The website address is www.henrytmahan.com.

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