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J.C. Ryle

There is nothing more deceitful, tempting, foolish, idolatrous, perilous & ensnaring

1 Timothy 6:9-10; Luke 16:22-23
J.C. Ryle September, 7 2025 Audio
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The sermon delivered by J.C. Ryle highlights the theological topic of the dangers of wealth and the love of money, emphasizing its idolatrous nature and spiritual peril. Ryle argues that wealth significantly hardens the heart, blinds individuals to spiritual realities, and often leads to a turn away from God, with numerous biblical examples illustrating how the pursuit of money has resulted in sin and destruction. Key Scripture references include 1 Timothy 6:9-10, which associates greed with idolatry and destructive temptation, and the parable in Luke 16:22-23, which depicts the dire spiritual consequences of loving riches. The practical significance of this sermon lies in its warning against the insidious dangers of materialism and the call for believers to maintain spiritual vigilance, viewing wealth as a potential barrier to their relationship with God.

Key Quotes

“Riches bring special danger with them... the possession of them has a very hardening effect on the soul.”

“Money... seems desirable at a distance, yet it often proves a poison when in our hand.”

“How hard it is for the rich to enter the kingdom of God. It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.”

“Greediness, which is idolatry. Those who desire to be rich fall into temptation and a snare.”

What does the Bible say about the dangers of riches?

The Bible warns that riches can lead to spiritual peril and idolatry.

The Bible frequently highlights the dangers associated with riches, emphasizing that they can harden the heart and lead one away from God. Scriptures like 1 Timothy 6:10 declare that the love of money is a root of all kinds of evil and can lead individuals to stray from the faith, while Jesus warns in Matthew 19:24 about the difficulty for a rich person to enter the kingdom of God. Riches often create an illusion of security and contentment, but in reality, they can ensnare one's heart and distract from spiritual pursuits.

Moreover, historical examples from Scripture illustrate the destructive power of greed and wealth: Achan’s sin led to Israel’s defeat, and Judas’ betrayal was for money. These accounts serve to remind believers that the pursuit of wealth can lead to spiritual decay and idolatry, as it can consume one’s motivations and desires, drawing them away from God and towards selfish pursuits.

1 Timothy 6:9-10, Matthew 19:24

How do we know the love of money is a sin?

Scripture explicitly states that the love of money is idolatry and can lead to many sorrows.

The love of money is identified as a significant source of sin in Scripture, as articulated in 1 Timothy 6:10 where Paul writes that it is the root of all kinds of evil. This concept is foundational in Reformed theology, emphasizing that any pursuit or affection that detracts from God and elevates material gain to a place of priority is tantamount to idolatry. When money becomes an object of obsession, it distorts priorities and misguides the heart.

Additionally, Jesus reinforces this idea by stating that one cannot serve both God and money, indicating that loyalty cannot be divided. The various examples throughout the Bible, including those like Ananias and Sapphira, illustrate how the love of money brings temptation and ultimately leads to spiritual death. Observing these truths in Scripture demonstrates the truth of the inherent sinfulness tied to the love of money.

1 Timothy 6:10, Luke 16:13

Why is being content with what we have important for Christians?

Contentment helps believers avoid the pitfalls of greed and focus on spiritual treasures.

Contentment is crucial for Christians as it aligns one’s heart with God’s provisions and helps sustain faith amidst material temptations. Hebrews 13:5 encourages believers to be content with what they have, as it fosters a sense of trust in God’s sovereignty and goodness. When individuals find their satisfaction in Christ rather than in material wealth, they shield themselves from the dangers that accompany the love of money.

In Reformed theology, contentment is connected to the understanding of God’s grace and providence. It reflects a deep-seated awareness that true riches lie not in possessions but in a relationship with Christ. As Paul notes in Philippians 4:11-13, he learned to be content in all circumstances, showcasing that Christian contentment is rooted in the strength that comes from Christ, enabling believers to resist the desire for more and focus instead on eternal values. Ultimately, this attitude of contentment serves to enhance spiritual growth and better equips Christians to live out their faith amidst a world that often promotes greed.

Hebrews 13:5, Philippians 4:11-13

Sermon Transcript

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There is nothing more deceitful, tempting, foolish, idolatrous, perilous, and heart-ensnaring. By J. C. Ryle.

The rich man also died and was buried, in hell, where he was in torment. I believe that this passage is meant to teach us that riches bring special danger with them, yes, riches, which the vast majority of people are always seeking after, riches for which they spend their lives and of which they make an idol.

Riches entail on their possessor immense spiritual peril. The possession of them has a very hardening effect on the soul. They chill, they freeze, they petrify the heart. They close the eye to spiritual realities. They insensibly produce a tendency to forget God.

What can be more obvious than the fact that the Bible has frequently spoken of money as a most fruitful cause of sin and evil? For money, Achan brought defeat on the armies of Israel and death on himself. For money, Balaam sinned against light and tried to curse God's people. For money, Delilah betrayed Samson to the Philistines. For money, Gehazi lied to Naaman and Elisha and became a leper. For money, Ananias and Sapphira became the first hypocrites in the early church and lost their lives. For money, Demas deserted the apostle Paul. For money, Judas sold Christ and was ruined eternally. Surely these facts speak loudly.

Money, in truth, is one of the most unsatisfying of possessions. There is no doubt that it takes away some cares, but it brings with it quite as many cares as it takes away. There is trouble in the getting of it. There is anxiety in the keeping of it. There are temptations in the use of it. There is guilt in the abuse of it. There is sorrow in the losing of it. There is perplexity in the disposing of it. Two-thirds of all the strifes, quarrels, and lawsuits in the world arise from one simple causeâ€"money. It seems desirable at a distance, yet it often proves a poison when in our hand.

And does not this stand in perfect harmony with all the language of Scripture on the same subject? What does the Lord Jesus say? How hard it is for the rich to enter the kingdom of God. It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God. No one can serve two masters, you cannot serve both God and money. The deceitfulness of riches choke the word and he becomes unfruitful. Watch out! Be on your guard against all kinds of greed. A man's life does not consist in the abundance of his possessions.

What does the Apostle Paul say? Greediness, which is idolatry. Those who desire to be rich fall into temptation and a snare and into many foolish and harmful lusts which drown men in destruction and perdition. For the love of money is a root of all kinds of evil for which some have strayed from the faith in their greediness and pierced themselves through with many sorrows. Keep your lives free from the love of money and be content with what you have.

there is nothing more deceitful, tempting, foolish, idolatrous, perilous, and heart-ensnaring than the love of money.
J.C. Ryle
About J.C. Ryle
John Charles Ryle (10 May 1816 — 10 June 1900) was an English evangelical Anglican bishop. He was the first Anglican bishop of Liverpool.
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