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How does the Holy Spirit apply salvation to the elect?

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The Holy Spirit applies salvation by using the Gospel to create faith in the hearts of the elect, resulting in spiritual rebirth.

The application of salvation to the elect occurs through the work of the Holy Spirit, who employs the Gospel as the means of transforming hearts. This process begins with the illumination of the mind, where the Spirit reveals the truths of Scripture, allowing individuals to see their need for salvation in Christ. Ephesians 1:13 states that after hearing the word of truth, the Gospel of salvation, the elect are sealed by the Holy Spirit. The Spirit creates faith in the heart of the believer, enabling a new birth, often described as being 'born again.' This work of regeneration is solely attributed to the Holy Spirit, who sovereignly brings the elect to new life in Christ, granting them the ability to repent and believe.
Scripture References: Ephesians 1:13, John 3:3-6, Romans 10:17

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