How does salvation work according to Reformed theology?

In Reformed theology, salvation is viewed as wholly the work of God. Stalnaker teaches that since sinners are spiritually dead, they cannot initiate their own salvation. Instead, it is God's Holy Spirit that brings life, leading the sinner to respond in faith. This reflects the doctrines of grace expressed in the TULIP framework, emphasizing unconditional election, limited atonement, irresistible grace, and perseverance of the saints. All spiritual understanding and saving faith are gifts from God, as expressed in Ephesians 2:8-9.