How does faith come to believers?

Faith is a gift from God that comes about through His grace. Romans 10:17 states, 'So then faith cometh by hearing, and hearing by the word of God.' This underscores the importance of the preached gospel as the means by which God imparts faith to individuals. The work of the Holy Spirit enables one to understand and accept the gospel, leading to a real and active faith. It is through the proclamation of God's Word that sinners are drawn to Christ and empowered to believe, affirming that salvation is not a human endeavor but an act initiated by God’s grace.