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Is salvation a work of human effort?

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No, salvation is entirely the work of God from beginning to end.

Salvation is exclusively a divine work, as the Bible makes clear that it does not depend on human efforts or merits (Titus 3:5). It is God who initiates, accomplishes, and applies salvation to those He has chosen. This is affirmed in Philippians 1:6, which states that He who began a good work in you will bring it to completion. The grace of God is what saves us, not any of our actions or decisions, ensuring that all glory goes to Him alone (Ephesians 2:9). Thus, Christians are encouraged to rest fully in the finished work of Christ rather than striving to earn their place in salvation.
Scripture References: Titus 3:5, Philippians 1:6, Ephesians 2:9

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