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What does the Bible say about surety for a stranger?

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The Bible illustrates surety through the relationship between a debtor and a guarantor, emphasizing the role of Christ as the surety for sinners.

Proverbs 20:16 mentions taking a garment as surety for a stranger, representing the sacrificial role of Jesus Christ, who pledges Himself to pay the debt of sinners. In a courtroom scene, Jesus stands as the surety for those who cannot repay their debts to God due to sin. This concept reflects God's mercy, as He provides a means of salvation through Christ for the elect—His chosen people—who are described as unreliable and unfaithful, akin to the 'stranger' in the proverb. By being made sin for us, Christ takes upon Himself the debt owed by sinners, thus fulfilling both justice and mercy.
Scripture References: Proverbs 20:16, 2 Corinthians 5:21, Ephesians 1:4-5

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