What does Titus 3 say about salvation?

In Titus 3, Paul emphasizes that salvation is not a result of our righteous deeds but is solely according to God's mercy. When the goodness and loving kindness of God our Savior appeared, He saved us by the washing of regeneration and renewal of the Holy Spirit. This highlights the doctrine of regeneration, which is crucial in Reformed theology, asserting that it is God's action, not ours, that brings about spiritual rebirth and salvation. It reaffirms that human efforts cannot affect our standing before God; rather, it is through faith in Christ and the work of the Holy Spirit that we are justified and become heirs of eternal life.