Where does faith come from according to the Bible?

Biblically, faith is not a product of human effort or merit, but rather a divine gift granted by God. Romans 10:17 articulates that faith comes by hearing, and hearing by the word of God. This indicates that God uses His Word, often delivered through preaching, to produce faith in the hearts of His elect. Consequently, it is through the Spirit’s work in applying the truth of Scripture to a person’s heart that faith is elicited, allowing believers to trust in God’s promises and the gospel.