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The Christian's Stewardship of Time and Money

Various June, 3 2026 Audio
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Various June, 3 2026
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The sermon on "The Christian's Stewardship of Time and Money" emphasizes the theological principle that Christians are called to be faithful stewards of the resources God has entrusted to them. The preacher argues that both time and money serve as spiritual indicators of one’s priorities and affections, revealing the extent of Christ's reign in the believer's heart. Key Scripture references like 1 Corinthians 4:2 and Ephesians 5:15-16 illustrate the requirement of faithfulness in stewardship and the call to redeem time, respectively. Additionally, the sermon highlights that financial decisions reflect spiritual values, as seen in Matthew 6:21, and warns against the idolatry of both materialism and neglect. The practical significance lies in the believer’s ultimate accountability to God for their stewardship, encouraging an intentional approach to life and resources in light of eternal perspectives.

Key Quotes

“A steward manages property that belongs to another. The Christian therefore must understand a foundational truth, nothing ultimately belongs to us.”

“The requirement is faithfulness. On the day of judgment, God will not ask how much we possessed, but how faithfully we managed what He entrusted to us.”

“The ultimate accountability…is not fundamentally about efficiency or financial planning. It is about faithfulness to Jesus.”

“The great aim of Christian stewardship is not self-fulfillment but faithful service to Jesus.”

What does the Bible say about stewardship of time and money?

The Bible teaches that stewardship involves managing time and money for God's glory, recognizing all resources belong to Him.

Scripture reveals that believers are not owners but stewards of time and money, which are entrusted to them by God. This understanding is foundational, as Paul states in 1 Corinthians 4:2, 'It is required of stewards that they be found faithful.' The focus is on faithfulness rather than wealth or success. Every hour and every dollar represents a divine trust, and Christians are called to manage these gifts with purpose and intentionality for God's glory.

1 Corinthians 4:2, Psalm 90:12, Ephesians 5:15-16, Matthew 6:21

How do we know stewardship is true?

Stewardship is validated by Scripture, which emphasizes faithfulness in managing what God entrusts to us.

The truth of stewardship is grounded in biblical teaching. Christians are called to be stewards of their time and finances, which means recognizing that they ultimately belong to God. In 1 Corinthians 4:2, Paul highlights that God's expectation of stewardship is faithfulness, not just success. This principle applies not only to handling money but also to how we allocate our time. Therefore, the Christian doctrine of stewardship compels believers to view their daily lives, resources, and priorities through the lens of divine accountability.

1 Corinthians 4:2, Matthew 6:21

Why is time important for Christians?

Time is crucial for Christians as it reflects our priorities and is a gift to be used for God's purposes.

Time is a vital stewardship resource because it is the currency of life; once it is spent, it cannot be regained. Ephesians 5:15-16 encourages believers to redeem the time wisely, emphasizing that life is fleeting and eternity is long. Christians must be intentional, ensuring that their time reflects their values and commitment to serving God. By viewing each day as a stewardship assignment, believers realize the importance of prioritizing worship, spiritual growth, and service over trivial pursuits.

Ephesians 5:15-16, Psalm 90:12

What does the Bible say about the heart and money?

The Bible teaches that where our treasure is, there our heart will be also, indicating a direct link between finances and spiritual values.

In Matthew 6:21, Jesus states, 'For where your treasure is, there your heart will be also.' This means that financial decisions are spiritual decisions, and how one spends money reveals their true values and priorities. Biblical stewardship requires believers to manage their resources wisely, avoiding the pitfalls of materialism and irresponsible neglect. Each financial decision should be made with the question in mind: Does this honor God? Hence, a Christian's attitude toward money should reflect a heart that prioritizes God's kingdom over personal pleasure.

Matthew 6:21

Why is faithfulness important in stewardship?

Faithfulness is essential in stewardship as it aligns with God's expectations for how believers manage His resources.

Faithfulness in stewardship reflects a believer's commitment to Jesus and His calling. According to 1 Corinthians 4:2, God requires stewards to be found faithful rather than successful in worldly terms. This faithfulness manifests in how Christians use their time and money. Instead of focusing solely on personal gain or pleasure, a faithful steward considers how their decisions serve God's purposes. Ultimately, this perspective not only honors God but leads to eternal commendation, as believers will give an account for their stewardship before the Master.

1 Corinthians 4:2

Sermon Transcript

Auto-generated transcript • May contain errors

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The Christians, Stewardship of Time and Money One of the most revealing questions a Christian can ask is not, what do I profess? but rather, what do I do with my time and my money? Time and money are not merely practical concerns, they are spiritual indicators.

They expose priorities, reveal affections, and demonstrate whether Christ truly reigns in the heart. Scripture presents believers not as owners, but as stewards. A steward manages property that belongs to another. The Christian therefore must understand a foundational truth, nothing ultimately belongs to us. Our lives, abilities, opportunities, possessions, and resources are gifts entrusted to us by God to be used for His glory. The Apostle Paul writes, Now it is required of stewards that they be found faithful. 1 Corinthians 4 2 Notice that the requirement is not brilliance, wealth, influence, or success.

The requirement is faithfulness. On the day of judgment, God will not ask how much we possessed, but how faithfully we managed what he entrusted to us. stewardship of time, the currency of life. Every human being receives the same daily allotment, 24 hours. Yet time differs from money in one crucial respect. Money lost, may be regained. Time spent, is gone forever. Moses understood the brevity of life and prayed, So teach us to number our days, that we may present a heart of wisdom. Psalm 90 12 To number our days is to live with the awareness that life is short, and eternity is long.

Modern culture encourages the opposite mindset. It teaches people to spend their lives entertaining themselves, accumulating money and experiences, and pursuing personal fulfillment. Scripture calls believers to redeem their time, because life is moving rapidly toward an appointed meeting with God. Paul commands, Pay careful attention, then, to how you walk, not as unwise but as wise, redeeming the time, because the days are evil. Ephesians 5 15-16 Redeeming the time means purchasing every opportunity for God's purposes. It means refusing to waste life on trivial and selfish pursuits. It means viewing each day as a stewardship assignment from the Lord. This raises difficult questions.

How many hours are consumed by entertainment, compared to prayer? How much effort is devoted to career advancement, compared to spiritual growth? How much time is spent scrolling through endless content, compared to studying God's Word? How many opportunities for evangelism, discipleship, and service are neglected, because pleasure is preferred? These questions are uncomfortable because they expose misplaced priorities.

The Christian who understands stewardship recognizes that every hour is a divine trust. Leisure has its place. Rest is a gift from God. Yet a creation must never become the governing purpose of life. the Lord Jesus lived with unwavering purpose. Every moment of his earthly ministry was directed toward obedience to the Father and the accomplishment of redemption. Christians are called to follow that pattern by using their days intentionally for worship, family responsibilities, work, service, evangelism, and the pursuit of holiness. A wasted life is not necessarily a scandalous life. Often it is simply a pleasure-seeking life.

Stewardship of Money, The Revealer of the Heart The stewardship of money is equally revealing. Scripture consistently treats financial decisions as spiritual decisions. Jesus declared, for where your treasure is, there your heart will be also. Matthew 6 21 Notice that Jesus does not say money follows the heart. He teaches that the heart follows the treasure. What a person consistently spends his money on, reveals what that person values most. Money itself is not evil. Wealth is not inherently sinful. Throughout scripture, God entrusted significant resources to many of his servants. The danger lies in allowing money to become an idol.

The Christian must therefore reject two opposite errors. The first error is materialism, the belief that possessions provide happiness. Materialism competes directly with devotion to God, because it persuades people to live for temporary treasures rather than eternal ones. The second error is irresponsible neglect.

Some believers speak spiritually about trusting God, while failing to exercise wisdom, diligence, planning, and generosity. Biblical stewardship requires faithful management, not careless handling. Every dollar entrusted to a Christian should be viewed through a Kingdom lens. The question is not merely, can I afford this? But, does this honor God? Faithful stewardship includes providing for legitimate family needs, funding gospel ministry, caring for the poor and needy, exercising wisdom in spending and saving, avoiding unnecessary debt and financial bondage, cultivating contentment rather than greed, The Christian's bank statement often reveals more about spiritual priorities than verbal his testimony. Large expenditures on personal comforts, accompanied by minimal investment in gospel work should provoke serious self-examination.

The Ultimate Accountability The stewardship of time and money is not fundamentally about efficiency or financial planning. It is about faithfulness to Jesus. Jesus purchased his people with his own blood. Therefore, believers no longer belong to themselves. Their schedules belong to him. Their resources belong to him. Their future belongs to him. One day every steward will give an account before the master. On that day, earthly achievements, possessions, and pleasures will be evaluated according to eternal standards.

The faithful Christian therefore asks not, How much should I spend on my pleasures? But, how much can I invest for God's glory? Not, how little can I give? But, how much has God entrusted to me for kingdom purposes? Not, how can I fill my time? But, how can I redeem my time?

The great aim of Christian stewardship is not self-fulfillment but faithful service to Jesus. The believer who understands this truth views every hour and every dollar as a sacred trust. Such a life may not appear impressive to the world, but it will hear the commendation every servant should desire above all else, the approval of the master who entrusted the stewardship in the first place.
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