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The Christian's Stewardship of Time and Money

Various June, 3 2026 Audio
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Various June, 3 2026
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Sermon Transcript

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The Christians, Stewardship of Time and Money One of the most revealing questions a Christian can ask is not, what do I profess? but rather, what do I do with my time and my money? Time and money are not merely practical concerns, they are spiritual indicators.

They expose priorities, reveal affections, and demonstrate whether Christ truly reigns in the heart. Scripture presents believers not as owners, but as stewards. A steward manages property that belongs to another. The Christian therefore must understand a foundational truth, nothing ultimately belongs to us. Our lives, abilities, opportunities, possessions, and resources are gifts entrusted to us by God to be used for His glory. The Apostle Paul writes, Now it is required of stewards that they be found faithful. 1 Corinthians 4 2 Notice that the requirement is not brilliance, wealth, influence, or success.

The requirement is faithfulness. On the day of judgment, God will not ask how much we possessed, but how faithfully we managed what he entrusted to us. stewardship of time, the currency of life. Every human being receives the same daily allotment, 24 hours. Yet time differs from money in one crucial respect. Money lost, may be regained. Time spent, is gone forever. Moses understood the brevity of life and prayed, So teach us to number our days, that we may present a heart of wisdom. Psalm 90 12 To number our days is to live with the awareness that life is short, and eternity is long.

Modern culture encourages the opposite mindset. It teaches people to spend their lives entertaining themselves, accumulating money and experiences, and pursuing personal fulfillment. Scripture calls believers to redeem their time, because life is moving rapidly toward an appointed meeting with God. Paul commands, Pay careful attention, then, to how you walk, not as unwise but as wise, redeeming the time, because the days are evil. Ephesians 5 15-16 Redeeming the time means purchasing every opportunity for God's purposes. It means refusing to waste life on trivial and selfish pursuits. It means viewing each day as a stewardship assignment from the Lord. This raises difficult questions.

How many hours are consumed by entertainment, compared to prayer? How much effort is devoted to career advancement, compared to spiritual growth? How much time is spent scrolling through endless content, compared to studying God's Word? How many opportunities for evangelism, discipleship, and service are neglected, because pleasure is preferred? These questions are uncomfortable because they expose misplaced priorities.

The Christian who understands stewardship recognizes that every hour is a divine trust. Leisure has its place. Rest is a gift from God. Yet a creation must never become the governing purpose of life. the Lord Jesus lived with unwavering purpose. Every moment of his earthly ministry was directed toward obedience to the Father and the accomplishment of redemption. Christians are called to follow that pattern by using their days intentionally for worship, family responsibilities, work, service, evangelism, and the pursuit of holiness. A wasted life is not necessarily a scandalous life. Often it is simply a pleasure-seeking life.

Stewardship of Money, The Revealer of the Heart The stewardship of money is equally revealing. Scripture consistently treats financial decisions as spiritual decisions. Jesus declared, for where your treasure is, there your heart will be also. Matthew 6 21 Notice that Jesus does not say money follows the heart. He teaches that the heart follows the treasure. What a person consistently spends his money on, reveals what that person values most. Money itself is not evil. Wealth is not inherently sinful. Throughout scripture, God entrusted significant resources to many of his servants. The danger lies in allowing money to become an idol.

The Christian must therefore reject two opposite errors. The first error is materialism, the belief that possessions provide happiness. Materialism competes directly with devotion to God, because it persuades people to live for temporary treasures rather than eternal ones. The second error is irresponsible neglect.

Some believers speak spiritually about trusting God, while failing to exercise wisdom, diligence, planning, and generosity. Biblical stewardship requires faithful management, not careless handling. Every dollar entrusted to a Christian should be viewed through a Kingdom lens. The question is not merely, can I afford this? But, does this honor God? Faithful stewardship includes providing for legitimate family needs, funding gospel ministry, caring for the poor and needy, exercising wisdom in spending and saving, avoiding unnecessary debt and financial bondage, cultivating contentment rather than greed, The Christian's bank statement often reveals more about spiritual priorities than verbal his testimony. Large expenditures on personal comforts, accompanied by minimal investment in gospel work should provoke serious self-examination.

The Ultimate Accountability The stewardship of time and money is not fundamentally about efficiency or financial planning. It is about faithfulness to Jesus. Jesus purchased his people with his own blood. Therefore, believers no longer belong to themselves. Their schedules belong to him. Their resources belong to him. Their future belongs to him. One day every steward will give an account before the master. On that day, earthly achievements, possessions, and pleasures will be evaluated according to eternal standards.

The faithful Christian therefore asks not, How much should I spend on my pleasures? But, how much can I invest for God's glory? Not, how little can I give? But, how much has God entrusted to me for kingdom purposes? Not, how can I fill my time? But, how can I redeem my time?

The great aim of Christian stewardship is not self-fulfillment but faithful service to Jesus. The believer who understands this truth views every hour and every dollar as a sacred trust. Such a life may not appear impressive to the world, but it will hear the commendation every servant should desire above all else, the approval of the master who entrusted the stewardship in the first place.
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