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Tom Harding

The Believer's Confession

Titus 1:1-7
Tom Harding June, 21 2026 Audio
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Titus 3:1-7
Put them in mind to be subject to principalities and powers, to obey magistrates, to be ready to every good work,
2 To speak evil of no man, to be no brawlers, but gentle, shewing all meekness unto all men.
3 For we ourselves also were sometimes foolish, disobedient, deceived, serving divers lusts and pleasures, living in malice and envy, hateful, and hating one another.
4 But after that the kindness and love of God our Saviour toward man appeared,
5 Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
6 Which he shed on us abundantly through Jesus Christ our Saviour;
7 That being justified by his grace, we should be made heirs according to the hope of eternal life.
What does the Bible say about salvation by grace?

The Bible teaches that salvation is according to God's mercy, not our works, as seen in Titus 3:5.

In Titus 3:5, the Apostle Paul emphasizes that salvation is not based on our deeds, but is entirely an act of God's mercy. This doctrine is fundamental to the Reformed understanding of salvation, highlighting that we are justified solely by grace through faith. The Scriptures consistently portray humanity as sinful and incapable of earning God's favor (Romans 3:23), affirming that it is only through Christ's redemptive work that we can be saved (Ephesians 2:8-9). The essence of this mercy is central to the believer's confession, defining our complete reliance on God's grace rather than our own efforts.

Titus 3:5, Romans 3:23, Ephesians 2:8-9

How do we know God's mercy is sufficient for salvation?

God's mercy is sufficient for salvation as it is through His grace that we are saved, not by our righteousness (Titus 3:5).

The sufficiency of God's mercy is affirmed in Titus 3:5, where Paul writes that we are saved 'not by works of righteousness which we have done, but according to His mercy.' This underscores the sovereign grace that defines the believer's experience of salvation. Throughout the Bible, we see countless examples where God's mercy triumphs over judgment, providing hope for sinners. In John 3:16, God's love is made evident in sending His Son for the very purpose of saving His people. Therefore, we can be assured of the validity of God's mercy as the means by which we are brought into the fullness of salvation through faith in Christ alone (Romans 5:8).

Titus 3:5, John 3:16, Romans 5:8

Why is the concept of total depravity important for Christians?

Total depravity illustrates our inability to earn salvation and highlights our need for God's grace (Romans 3:10-12).

The doctrine of total depravity is crucial as it presents an accurate picture of humanity's fallen state, asserting that all people are inherently sinful and incapable of achieving righteousness on their own (Romans 3:10-12). This understanding fosters a deep dependence on God's grace, illustrating that it is not by our works or efforts that we can be justified but solely through faith in Christ (Ephesians 2:8-9). Recognizing our total depravity compels believers to acknowledge the necessity of divine intervention for salvation, leading to a more profound appreciation of God's mercy and love toward us, which ultimately glorifies Him as the sole source of our salvation.

Romans 3:10-12, Ephesians 2:8-9

How does the believer's confession reflect God's sovereignty?

The believer's confession reflects God's sovereignty by affirming that salvation is entirely His work, not ours (Titus 3:4-7).

In the believer's confession, particularly as captured in Titus 3:4-7, we see a clear assertion of God's sovereignty in salvation. Paul states, 'But God, according to His mercy... saved us,' indicating that our salvation is an act of divine initiative rather than human effort. This aligns with the historic Reformed understanding of God's sovereignty, which shows that He alone decides to whom He will extend mercy (Romans 9:15-16). The humble acknowledgment of our utter reliance on God's grace fosters a sincere gratitude in the heart of the believer, reinforcing the truth that it is God who justifies and redeems us, ensuring that all glory ultimately belongs to Him.

Titus 3:4-7, Romans 9:15-16

What is the washing of regeneration in Christian faith?

The washing of regeneration refers to the transformative work of the Holy Spirit in making a believer a new creation in Christ (Titus 3:5).

The washing of regeneration, as mentioned in Titus 3:5, signifies the spiritual rebirth that occurs when a person comes to faith in Christ. This reflects the work of the Holy Spirit, who regenerates the heart of the believer, enabling them to respond to the gospel. This act of regeneration is not something we accomplish; it is God's divine action to impart spiritual life to those who were once spiritually dead (Ephesians 2:1). As a result, we become new creatures in Christ, with old things passing away and all things becoming new (2 Corinthians 5:17). The promise of being cleansed and renewed provides assurance that salvation is not just a change in behavior but a complete transformation of the individual.

Titus 3:5, Ephesians 2:1, 2 Corinthians 5:17

Sermon Transcript

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This morning for our Bible study, let's turn to the book of Titus. The book of Titus, chapter 3. And I would encourage you to get your Bible and read these verses with me. Titus, chapter 3. Let's begin reading at verse 3. For we ourselves also were sometimes foolish, disobedient.

Now what the Apostle Paul here is giving, giving to us, the believer's confession. The believer's confession. of salvation in Christ only. For we ourselves also were sometimes foolish, disobedient, deceived, serving divers lust and pleasure, living in malice, envy, hateful, and hating one another.

And then we see this little word here we often read in Scripture, but God. But after the kindness and love of God our Savior, toward man appeared, not by works of righteousness which we have done, but according to God's mercy. He saved us. That is, Paul is saying, that God justified us solely and totally by his mercy, by the washing of regeneration, making us new creatures in Christ, and renewing and giving to us the Holy Spirit to dwell in us that testifies constantly to the glory and necessity of Jesus Christ, which was shed on us abundantly or richly through Jesus Christ our Savior, that being justified by His grace, saved by mercy, justified by grace, we should be made heirs, heirs of salvation according to the hope of eternal life. Now again, I believe Paul sums up in these verses the believer's confession. He says, first of all, he reminds us and tells us of what we were and what we are by nature.

We ourselves, notice he includes himself in this confession, we ourselves also were sometimes foolish. Remember, Paul the Apostle was one time Saul of Tarsus, and he was so foolish as to think he could merit salvation by his doing rather than looking to Christ. Disobedient, certainly he was disobedient, calling upon believers and arresting those who believed the gospel of Christ, and deceived. Now, all of us by nature fall into these categories as being foolish, disobedient to the law of God, foolish by trying to establish the righteousness of our own, and deceived. The Word of God calls and describes our heart as being deceitful above all things and desperately wicked. Now this is us by nature, foolish. The fool has said in his heart there is no God. Disobedient unto God. Sinning against God. Being deceived. with religious lies and deceit of false preachers.

And then Paul says here, we were servants to this way. We were servants to these lusts of the flesh and lusts of pleasures of the flesh, evil pursuits of the nature, in bondage to sin, that's what he's saying here. Living in such a way and serving these lusts and pleasures of the flesh, pride of life, lust of the eyes, and then he says, living in malice. Now you see his confession, what he is by nature? Living in malice, that's hatred, being bigoted and prejudiced. Paul hated the Gentiles. O Saul of Tarsus, before God saved him, he was a man of hatred, living in malice, living in self-righteousness, self-indulgence, envy.

Very envious. And that's the way of the wicked, fallen nature that we have. We envy everything. We have a lustful, covetous nature of envy and hate. And then he says here, hating one another. Hating one another. That's a pretty graphic confession, isn't it? Now, we can see by the way the Apostle Paul talks here that he's totally excluding any merit in his flesh. He said, this is what we are. We're sinners. We've sinned and come short of the glory of God. We live in malice, serving lusts and pleasures, servants of sin, hating everybody, hating God. And that's all of us by nature, my friend. Let's be honest before God. That's the description of this fallen, wicked nature that we've talked about over the years on this radio broadcast, man is totally depraved and sinful.

But in verse 4 of Titus 3, verse 4, now look at this verse carefully, and it begins with this little word, but. But God. Paul has the same idea when he talks about the state of nature when he describes us in Ephesians chapter 2 what we are by nature, children of wrath, even as others.

But then he says, But God, who is rich in mercy, for his great love wherewith he loved us. There is hope for sinners because of God's mercy and grace. But God, after the kindness and love or the pity and mercy of God our Savior, The apostle always addresses the Lord Jesus Christ with a term of deity. He's God, our Savior, a just God and Savior. Now, Paul is not only confessing here what he is by nature, but what God has done for him by the grace of God. And this is the confession of every believer. You see, salvation is what God has done for us.

After this kindness and love of God, Our Savior toward us appeared. Now one thing most obvious, we did not and do not merit God's grace. Not at all. We were on a fast track to destruction, deserving of God's wrath. God came to the rescue. God came to the rescue, uncalled and unsought by us in the fullness of time.

God sent forth His Son, made of a woman, made under the law to redeem us. God appeared in human flesh to accomplish our salvation. The Apostle John put it this way here in his love, not that we love God, but that He loved us. He sent His Son to be the propitiation, the sacrifice, satisfying unto God, the sacrifice of Christ, the blood being shed as the appointed, ordained Lamb of God. This is that kindness and the love of God has appeared. God our Savior, God from all eternity was determined to save His people. Why, the angel declared, called His name Jesus, He shall save His people from their sin. And God in time calls us to Himself by faith in Christ Jesus.

You see what He's saying there? He's attributing all of the mercy and blessing that He enjoys being made a new creature in Christ by the appearing of God our Savior. God manifests in the flesh to work out perfect righteousness for us. And then he goes on in verse 5 of Titus 3 and he gives us this statement of salvation. He said God saved us and God called us and then he begins here with a negative not.

Not by. Not by. Now we're not saved or justified or made more righteous, made more holy by our works, not by works of righteousness which we have done. We're not saved by our religious doing or otherwise. No sinner can produce nor does he possess righteousness that can bring or merit salvation.

Now, we read this all through Scripture, but let me give you just one reference. Isaiah 64. All of our righteousnesses are as filthy rags in God's sight. You see, we cannot produce, nor do we possess, a righteousness that can justify us before God. That's why Paul is clearly stating, not by works of righteousness which we have done. That is, he's saying that we're not saved or justified by our doing. And then he says, but, here's this word again, it's not by what we have done, but it's according to what he has done, what God has done, but according to his mercy.

This is the sovereign mercy of God, the redeeming grace of God. The Lord saves His people out of a clear, unmixed, undiluted, sovereign mercy. It's not of Him that willeth, nor of Him that runneth, but it's God that shows mercy. That's sovereign mercy and sovereign grace.

You see, it's not according to what we have done, but rather, According to His mercy, God's mercy, He saved us. He justified us. Now, if I know anything of the message of this book we call the Bible, the Inspired Word of God, it is clearly stated emphatically from cover to cover that salvation is all of God's grace. save us. If any sinner is to be justified, it must be God who does the justifying. Now watch this, but according to His mercy, not according to our goodness, not according to our merit, but according to God's mercy. You see, salvation is always determined, dependent, and accomplished by God. We're born again, not of the will of the flesh, not of the will of man, but we're born of God.

And this is what he talks about, by the washing of regeneration and renewing of the Holy Spirit. Now, what's he talking about here? My friend, this is talking about the new birth. This is talking about being born from above. This is God invading the heart of a dead sinner, quickening giving him life, regenerating him, making him a new creature in Christ Jesus. If any man be in Christ, he's a new creation. Old things are passed away. Behold, all things have become new. This washing of regeneration and this renewing of God in the heart.

This is God in Christ by the power of the Spirit enthroning Himself in the soul of the believer. And this new birth is not something we do. It is something that God does in us. Philippians 1, 6 says this. He says we're confident of this very thing. that God who hath begun a good work in you, He will finish it. Regeneration is the creation of a spiritual life in you by the Spirit of God. Now you see what He's saying here, not by works of righteousness which we have done, but rather according to God's sovereign mercy, He saved us, He justified us by this washing of regeneration. This making us a new creature, being born from above, being begotten of God. He quickened who were dead in sin. He made us new creatures in Christ Jesus. And this is the confession of every believer.

If you're saved, you have to say, it's by God's purpose and by God's grace. Now, let me close with verse 6 of Titus chapter 3, which he shed on us abundantly through. God shed on us abundantly through Jesus Christ our Savior, that being justified by His grace, saved by mercy, justified by grace, we should be made heirs according to the hope of eternal life. Now let me camp on one point here and I'll close.

God shed His grace and mercy on us abundantly through Jesus Christ. The love and kindness of God is in Jesus Christ. Redemption from all sin is in and by and through Jesus Christ, in whom we have redemption. Regeneration is making us new creatures in Christ Jesus. The righteousness we enjoy is in Christ. He is the Lord, our righteousness. The hope of salvation we have is in Christ. Christ in you, the hope of glory. All the promises of God are in Christ Jesus. And the result of all that is being justified by His grace. We've been made heirs of God and joint heirs with the Lord Jesus Christ throughout all now, all grace now, and all glory hereafter.
Tom Harding
About Tom Harding
Tom Harding is pastor of Zebulon Grace Church located at 6088 Zebulon Highway, Pikeville, Kentucky 41501. You may also contact him by telephone at (606) 631-9053, or e-mail taharding@mikrotec.com. The website address is www.henrytmahan.com.

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